Basic FHA Loan (Home Mortgage Insurance - HUD/FHA)

General Loan Program Requirements
In order to qualify for this benefit program, you must be a current or prospective homeowner who is refinancing an existing mortgage.

Loan Program Description
This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.

Loan Terms
Loan terms for FHA-insured loans are determined by the lenders who process the loans.

Loan Application Process
For more information, see the Program Contact Information below.

Loan Program Contact Information

To obtain a FHA-insured mortgage, look in your local Yellow Pages under "Mortgages" or contact a FHA-approved lender.

Loan Managing Agency
U.S. Department of Housing and Urban Development